Regardless if you are after that loan for a unique or second-hand vehicle, or trying to refinance, RAC provides loans being fast, an easy task to comprehend and, first and foremost, a really good deal.

Why choose RAC Finance for the car finance?

Fixed rates of interest from only 5.70percent

Loan quantity Interest rates Comparison rate 2
secured personal loans
$8,000 – $14,999 8.50% p.a. 10.52per cent p.a.
$15,000 – $24,999 7.00per cent p.a. 7.77per cent p.a.
$25,000 – $44,999 6.20percent p.a. 6.61% p.a.
$45,000 and over 5.70% p.a. 6.11% p.a.
quick unsecured loans
All loans that are unsecuredpercent p.a. 15.07% p.a.

There are not any account-keeping that is monthly with RAC Finance. an one-off establishment cost of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a early termination cost of $225 may use if that loan is given out two years.

Obtain a estimate & apply

Determine your repayments thereby applying for a loan


Candidates have to be:

  • Over 18 years old
  • Be getting money
  • Hold a legitimate Australian motorist’s licence or student’s license
  • Safety must be registered in WA at period of loan settlement
  • You are a citizen that is australian permanent resident and have a home in WA
  • totally free of bankruptcy for 7 years

After we receive your finalized loan papers therefore the loan has settled, your funds may be gotten.

– Funds via EFT or BPAY will get to the following 24 – ۴۸ hours (time frames may differ dependent on your bank).

– Cheques arriving by post are delivered via express mail simply take between 2 – ۵ company times you. You might get your cheque during the time you signed your loan agreement.

There are not any monthly account-keeping fees with RAC Finance. an one-off establishment fee of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a early termination charge of $225 may use if that loan is paid a couple of years.

Not best for your needs?

Considering a unique personal loan? simply take a look at one other loan that is personal

Develop into a member whenever you have RAC Finance

As an associate you obtain use of discounts that are great provides

1. Applications subject to RAC Finance Limited lending criteria. Charges and fees are payable. In the event that conditions of the loan have now been met, the mortgage agreement are going to be readily available for signing the following working day as well as the funds is likely to be prepared either via cheque, BPAY or EFT 24-48 hours from settlement. Time frames can vary based on your bank . Stipulations use. Australian Credit Licence 387972. View of good use RAC Finance papers relating to your loan.

2. Loan contrast rate: contrast prices for between $8,000 and $14,999 loans that are unsecured centered on a $10,000 loan over 36 months. Comparison prices for secured finance between $15,000 and $24,999 are derived from a $20,000 cash store caldwell id loan over 4 years. Contrast prices for over $25,000 are derived from a $30,000 loan over five years. The contrast rates are true just for the examples offered and could maybe not consist of all charges and fees. various terms, charges or any other loan quantities might end in a comparison rate that is different.

This information may be viewed as general advice. That is, your individual goals, needs or financial predicament had been maybe not taken into consideration while preparing these records. Appropriately, you should think about its appropriateness, having reference to your own personal objectives, finances and requirements before acting upon it.